Terese Ayers - Ventura County REALTOR®

My friends know me as Terry! Helping Buyers and Sellers find the perfect property, from first time buyers with low income to established investors looking for a second home or rental property.

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General Real Estate Information

Happy Holidays

In the spirit of giving back during the holidays....

Did you know Re/Max is the exclusive real estate sponsor of Children's Miracle Network Hospitals, an alliance of 170 children's hospitals providing state-of-the art and life saving care. As a Realtor, Terry Ayers participates in the Miracle Home Program and pledges to make a donation to the children's Miracle Network Hospitals when she represents and closes a transaction with every home buyer and seller. She does this not only during the holidays but year round. When you give your Home Buying and Selling referrals to Terry Ayers together you can help heal kids in our community!

Happy Holidays!

 

 

Businesses honored for generosity, ethics

From an article published in The Camarillo Acorn...

Businesses honored for generosity, ethics

business_ethicsThe Camarillo Rotary honored four local businesses during the second annual business recognition awards on Oct. 19.

As part of the club's vocational services acknowledgement during the month of October, Rotary members nominated local businesses they thought upheld the club's values of truth, fairness, goodwill and benefit to the community.

"Rotary advocates truth and doing good for mankind in both our personal lives and our business practices," said Max Copenhagen, club president. "We want to honor the fair business practices on the local front."

Copenhagen said business ethics and generosity to the community are the foundations of Rotary.

The club's four Camarillo winners are Gold Coast Erectors, Loan Production Office, Brown Construction and ReMax agent Terry Ayers.

"I'm very honored and overwhelmed with appreciation that they thought of me for the award," said Ayers, a Camarillo resident. "The Rotary Club is a great organization that leads by example of how to give back to the community."

Ayers is a member of Camarillo Chamber of Commerce's Young Professionals and the Ventura County Association of Realtors. She said it's important to promote honesty in the housing industry because the real estate slump has made homeowners wary of real estate agents and loan officers.

"Times are tough, and today's market is overwhelming," Ayers said. "It's just an honor people trust me with one of the largest purchases of their lives."

Read the rest of the article here

 

2009 Homebuyer Tax Credit Extension

Big news regarding the 2009 Homebuyer Tax Credit, it has been extended until April 2010.

On November 4, 2009, Senators agreed to extend the popular tax credit for first-time homebuyers and to offer a reduced credit to some repeat buyers. The tax credit put into effect in February 2009 provides up to $8,000 to first-time homebuyers who purchased a home on or before November 30. Senators agreed to extend the existing tax credit for first-time homebuyers through the end of April and offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years.

The tax credits would be available to homebuyers who sign sales agreements by the end of April and would have until the end of June to close on their new homes. For more information and to take advantage of this excellent opportunity contact your local real estate professional.

 

Renting vs. Buying

HOME OWNERSHIP

Should you buy or should you rent? This has become a complicated question for thousands of consumers. Not only is this question loaded with personal and lifestyle considerations but financial issues as well. For some buyers; buying is the only sensible thing to do and for others, renting is much more convenient. Most homeowners enjoy the pride of owning such a large investment, and others enjoy having a place to call "home". There are several advantages that go along with homeownership.

Here are a few advantages:

Read more...
 

5 Factors that decide your credit score

5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:

1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.

 

2. How much you owe. If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits.
Read more...
 
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What People Say About Terese Ayers...

" Terry is a pleasure to work with. "

– Ann Phelps


Quotes to live by...

" To give real service you must add something that cannot be bought or measured with money; and that is sincerity and integrity.
"

Donald A. Adams