Terese Ayers - Ventura County REALTOR®

My friends know me as Terry! Helping Buyers and Sellers find the perfect property, from first time buyers with low income to established investors looking for a second home or rental property.

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General Real Estate Information

Finding a capable agent to meet your real estate needs

Terese Ayers
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Whether you're a first-time buyer, selling your current home or relocating to a different part of the country, the support of a qualified, knowledgeable real estate agent can alleviate many of your concerns and ensure a smooth transaction. A professional agent can market your present residence, help you locate the home of your dreams and assist in making your transfer to an unfamiliar area easier.

To find a trained sales associate or broker, you may need to look no further than your own neighborhood or home town. If a well-established brokerage is involved in many listings and sale, this is a god sign. Speak with some of the agent's past customers about the quality and integrity of service and performance. Successful real estate agents rely heavily on customer referrals and will therefore strive to provide the very best in customer service and satisfaction.
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Opportunities and challenges in the current market

Terese Ayers
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We are currently in a buyer's market and there is potential for a buyer to find a great deal throughout the county.  The current housing inventory within the Ventura County Multiple Listing Service consist of (1) Resale (2) New Homes (3) Foreclosed (Bank Owned) and (4) Short Sales.  All these particular properties need to be handled differently. 

I meet with many buyers that would like to purchase bank-owned or a short sale property claiming they are the best deals.  While this may be true, depending on the buyer's needs it may not necessarily be their best choice. Often times these types of properties are distressed and require a large amount of work.  For example; if you purchase a home from an individual seller and there is termite work to be completed, the seller will normally be required to do so before the close of escrow.  However, I have seen short sale and bank owned properties that required a substantial amount of termite work (thousand of dollars) and the bank refused to cover the costs. This has left the buyer with the decision to cover the cost or walk away from the purchase.  This is why it is so important to meet with a trusted real estate professional to evaluate the buyers' current wants and needs and determine the appropriate property. Communication with your agent is the key!

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How to prepare yourself for owning a dual purpose second home

Terese Ayers
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ARE YOU LOOKING TO PURCHASE A SECOND HOME?

If you are thinking about buying a second home, you are not alone. A survey by the American Resort Development Association found that 60 percent of households surveyed feel they have a likely chance of purchasing a recreational property in the next ten years. The average age for the majority of vacation home buyers ranges from 40-50 years old. Qualifying as the baby boomer generation, this group of second home buyers consists of 80.5 million people out of the U.S. population of more than 260 million. Demand for vacation homes is rising as a result of consumers increasing desire to capitalize on still historically low interest rates that are offering many viable second home options.

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Timing is everything when it comes to home buying

Terese Ayers
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The old adage that "timing is everything" especially applies to buying a new home. And trying to be at the right house at the right time and get it for the right price can be tricky. Here are some guidelines to assist you:
  • Turn to the real estate section of your Sunday newspaper.
  • Monitor the market and tract home prices, watching the real estate market through advertisements.
  • Question and investigate homes that are advertised month after month. Hard-to-sell properties could either be a warning sign or simply overpriced for the value.
  • When a real estate agent provides you with descriptions of homes currently on the market from the Multiple Listing Service (MLS), ask for a list of homes that were on the market within the last six months or year in the same neighborhood. Compare asking prices to actual sales prices for the same type homes.
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What People Say About Terese Ayers...

" It is such a pleasure working with you.  I cannot begin to thank you enough for all of your help and for being such a dear friend. You are a blessing in my life. "

-  Barbara Grigsby

Quotes to live by...

" Doubt comes in at the window when inquiry is denied at the door. "

Benjamin Jowett