Terese Ayers - Ventura County REALTOR®

My friends know me as Terry! Helping Buyers and Sellers find the perfect property, from first time buyers with low income to established investors looking for a second home or rental property.

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Camarillo Public Library

New Camarillo Public Library

The Camarillo Library opened its new 65,621 square feet facility in early 2007, more than four times larger than the…

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Premium Outlet Shopping

Premium Outlet Shopping

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Dolphin Fountain at CSUCI

Dolphin Fountain at CSU Channel Islands

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Camarillo Ranch House

Camarillo Ranch House

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Sunset at Point Mugu

Sunset at Point Mugu

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Lemon Orchard in Camarillo

Lemon Orchard in Camarillo

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JD Power

Re/Max awarded Highest Satisfaction Awards. Home buyers and Home Seller

Terry Ayers and Re/Max Integrity Broker Al Limon holding the 2011 JD Power and Associates Awards for "Highest Overall Satisfaction…

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Sterling Hills

Sterling Hills at Dusk

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Camarillo Premium Outlets

World Famous Camarillo Premium Outlets

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Snowy Mountains

Snowy Mountains Just Beyond Camarillo

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Camarillo Real Estate Agent - Terese Ayers

Businesses honored for generosity, ethics

From an article published in The Camarillo Acorn...

Businesses honored for generosity, ethics

business_ethicsThe Camarillo Rotary honored four local businesses during the second annual business recognition awards on Oct. 19.

As part of the club's vocational services acknowledgement during the month of October, Rotary members nominated local businesses they thought upheld the club's values of truth, fairness, goodwill and benefit to the community.

"Rotary advocates truth and doing good for mankind in both our personal lives and our business practices," said Max Copenhagen, club president. "We want to honor the fair business practices on the local front."

Copenhagen said business ethics and generosity to the community are the foundations of Rotary.

The club's four Camarillo winners are Gold Coast Erectors, Loan Production Office, Brown Construction and ReMax agent Terry Ayers.

"I'm very honored and overwhelmed with appreciation that they thought of me for the award," said Ayers, a Camarillo resident. "The Rotary Club is a great organization that leads by example of how to give back to the community."

Ayers is a member of Camarillo Chamber of Commerce's Young Professionals and the Ventura County Association of Realtors. She said it's important to promote honesty in the housing industry because the real estate slump has made homeowners wary of real estate agents and loan officers.

"Times are tough, and today's market is overwhelming," Ayers said. "It's just an honor people trust me with one of the largest purchases of their lives."

Read the rest of the article here

 

Renting vs. Buying

HOME OWNERSHIP

Should you buy or should you rent? This has become a complicated question for thousands of consumers. Not only is this question loaded with personal and lifestyle considerations but financial issues as well. For some buyers; buying is the only sensible thing to do and for others, renting is much more convenient. Most homeowners enjoy the pride of owning such a large investment, and others enjoy having a place to call "home". There are several advantages that go along with homeownership.

Here are a few advantages:

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5 Factors that decide your credit score

5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:

1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.

 

2. How much you owe. If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits.
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2009 Homebuyer Tax Credit Extension

Big news regarding the 2009 Homebuyer Tax Credit, it has been extended until April 2010.

On November 4, 2009, Senators agreed to extend the popular tax credit for first-time homebuyers and to offer a reduced credit to some repeat buyers. The tax credit put into effect in February 2009 provides up to $8,000 to first-time homebuyers who purchased a home on or before November 30. Senators agreed to extend the existing tax credit for first-time homebuyers through the end of April and offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years.

The tax credits would be available to homebuyers who sign sales agreements by the end of April and would have until the end of June to close on their new homes. For more information and to take advantage of this excellent opportunity contact your local real estate professional.

 

Timing the Market

If you've been thinking about selling your home and buying a new one, but you're concerned about how to best "time the market" so you get market value, I can help.
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What People Say About Terese Ayers...

" Her work represented the District Attorney’s Office extremely well.  It reflects directly on her professionalism and reputation within the District Attorney’s Office of being an extraordinary employee who has exceptional abilities, but more importantly she possesses a positive attitude resulting in commitment to teamwork and pride in performance. …I believe a large part of her success has been and continues to be her desire to understand new ideas, identify potential problems and create workable solutions. "

– Tracy Towner (District Attorney Senior Investigator)


Quotes to live by...

" Seek first to understand, then to be understood. "

Stephen R. Covey